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You must be licensed in the state you are selling in to write a life insurance policy, however, you do NOT need to be appointed with the carrier to submit an application. Life carriers offer JIT (just in time) carrier appointments.  This means that your appointment contract that will be processed when your first piece of business is submitted.

You do need to be contracted or appointed with a carrier in order to deliver a policy and collect commissions. Submitting  e-tickets through this app will automatically initiate the contracting process with our agency and you will be contacted by our Life Department.

For questions contact: [email protected]

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Instructional Videos:

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